WEBVTT FILE

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Recovering from a stroke can be
physically and emotionally—and

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financially—challenging.
Not only is there the cost of

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treatment itself, you may also
be dealing with a lack of income

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or a change in your ability to
work. While you recover, use all

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of the resources available to
you and your family. Talk to

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your healthcare team about any
financial concerns you may have,

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they are there to help. “In
working with both the patient

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and family, I would assess what
those financial needs are. Not

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only what those needs are while
they're here because certainly

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when someone has a stroke, it
can impact on their income if

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they were employed. They might
not have that income once they

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have this injury.” Shortly after
your stroke your healthcare team

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will inform your insurance
company about what has happened.

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Depending on your insurance
coverage, certain rehabilitation

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choices will be covered and
others may not. Your healthcare

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team will talk to you and
your family about your coverage

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before deciding on the best
rehabilitation program for you.

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Besides your insurance coverage,
there may be other forms of

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financial aid available to you.
Talk to your social worker, case

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manager or discharge planner
about payment, coverage and aid

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available to you and your
family. They can help explain

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financial options in terms you
can understand. Other forms of

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financial aid include Medicare
and Medicaid. If you are over 65

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or qualify for disability aid,
Medicare may be an option for

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you. Medicare is divided
into different parts that cover

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different things like rehab care
and prescription drugs. Don't be

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afraid to ask your social worker
or case manager to explain each

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part to you. Part A helps to
pay for in-patient care and some

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short-term rehabilitation. If
you are 65 you have probably

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already been automatically
enrolled in Part A. Medicare

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Part B requires a monthly
payment and covers certain

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outpatient services. This
payment may be automatically

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taken out of your social
security check, if you receive

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one. Medicare Parts C and D are
also available at a higher cost

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but may provide you with
more services. Part D covers

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prescription medication. You can
find out more information about

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Medicare by contacting
your local Social Security

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Administration or visiting
medicare.gov. Medicaid is

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another form of financial
aid that may help you and your

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family, but it is limited to
those with low income or with

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certain disabilities. Coverage
for Medicaid can differ from

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state to state. To learn
more about Medicaid, visit

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medicaid.gov. And speak with
your social worker or case

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manager to see if Medicaid may
be an option for you. Because

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any kind of financial assistance
can take time to process, your

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healthcare team will start the
paperwork as soon as possible.

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Ask any questions you may have
- they are there to help. “Are

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there immediate financial
concerns. Is there a benefit to

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helping that patient and or
family connect with public

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assistance of some kind?
Community supports that would

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provide financial assistance.
Helping them find funding

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sources for equipment that they
might need when they're ready

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for discharge.” Recovering from
a stroke can be overwhelming.

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You have a lot to think about
and do. Worrying about financial

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assistance shouldn't get in the
way of your recovery. Remember,

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you are not alone. Your
healthcare team will help you

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and your family with any
financial concerns you may have.

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It is important for you and your
family to focus on recovery and

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getting better as
soon as possible.